Monte Carlo simulation meets real tax law. See thousands of possible futures for your finances—the full range of possibilities.
Each line is a possible future. Which one will be yours?
Most financial calculators show one number: your “expected” outcome. But markets don’t move in averages—they crash, they boom, they surprise. A single projection hides the range of outcomes that could shape your financial future.
Not one projection—thousands. See the full range of what could happen based on historical market behavior.
Powered by PolicyEngine. Actual federal and state tax law—not estimates. See your true after-tax income.
Accounts for time horizons and life expectancy. Near-term outcomes weighted appropriately.
Planning with a partner? Model both of you—different ages, incomes, and benefits.
Employment income, Social Security, pensions, and more. See how they all interact with taxes.
Should you buy an annuity or invest? Compare guaranteed income vs. market upside with real numbers.
Age, savings, income sources, state. Takes about 2 minutes.
Using historical market data and actual tax law to model your financial trajectory.
Not just "you'll be fine"—the actual percentage chance your money lasts, with the full distribution of outcomes.
Free to use. No account required. Results in 30 seconds.
Run your simulation